{"id":2402,"date":"2017-06-05T12:49:00","date_gmt":"2017-06-05T12:49:00","guid":{"rendered":"https:\/\/dougnewbornlawfirm.com\/uncategorized-es\/5-cosas-que-quiza-no-haya-tenido-en-cuenta-sobre-la-planificacion-patrimonial-al-volver-a-casarse\/"},"modified":"2026-10-12T15:59:42","modified_gmt":"2026-10-12T15:59:42","slug":"5-cosas-que-quiza-no-haya-tenido-en-cuenta-sobre-la-planificacion-patrimonial-al-volver-a-casarse","status":"publish","type":"post","link":"https:\/\/dougnewbornlawfirm.com\/es\/blog\/5-cosas-que-quiza-no-haya-tenido-en-cuenta-sobre-la-planificacion-patrimonial-al-volver-a-casarse\/","title":{"rendered":"5 cosas que quiz\u00e1 no haya tenido en cuenta sobre la planificaci\u00f3n patrimonial al volver a casarse"},"content":{"rendered":"<div class=\"blog-intro-image\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-793\" src=\"\/wp-content\/uploads\/2025\/04\/5ThingsYouMayNotHaveConsideredEstatePlanningWhenRemarried-Doug-Newborn-810x424-1.jpg\" alt=\"imagen\" width=\"810\" height=\"424\"><\/div>\n<p>Es bastante com\u00fan que las personas se casen por segunda vez. Sin embargo, las complejidades de la planificaci\u00f3n financiera y patrimonial que surgen al volver a casarse pueden ser un reto. <\/p>\n<p>Tome nota de estas consideraciones clave para la planificaci\u00f3n financiera, legal y patrimonial<\/p>\n<p><strong>Gastos y titularidad en el nuevo matrimonio:<\/strong> En muchos casos, cuando una pareja decide volver a casarse, podr\u00eda poner en riesgo involuntariamente sus ingresos y activos compartidos. Esto puede acarrear riesgos financieros potenciales que, en \u00faltima instancia, podr\u00edan afectar tanto a su estabilidad econ\u00f3mica como a su relaci\u00f3n. Una estrategia com\u00fan entre las parejas que vuelven a casarse es establecer cuentas conjuntas, que se utilizan para cubrir gastos necesarios como los pagos de la hipoteca, los servicios p\u00fablicos y la alimentaci\u00f3n. Por otro lado, se mantienen cuentas individuales para gastos personales o para liquidar cualquier obligaci\u00f3n financiera pendiente, como la pensi\u00f3n alimenticia o la manutenci\u00f3n de los hijos.   <\/p>\n<p><strong>Bienes gananciales frente al derecho consuetudinario:<\/strong> En un estado de bienes gananciales (community property), los activos aportados al matrimonio o adquiridos individualmente siguen siendo propiedad separada de cada c\u00f3nyuge, mientras que los activos generados o adquiridos durante la uni\u00f3n matrimonial se consideran copropiedad de ambas partes. Por el contrario, los estados de derecho consuetudinario (common law) determinan la propiedad bas\u00e1ndose en t\u00edtulos, registros o documentos legales que acrediten la posesi\u00f3n. La distinci\u00f3n fundamental entre estos marcos legales radica en que los estados de bienes gananciales consideran a ambos c\u00f3nyuges como propietarios a partes iguales de cualquier riqueza o propiedad acumulada durante el matrimonio, mientras que los estados de derecho consuetudinario atribuyen la propiedad seg\u00fan el nombre o nombres documentados como titulares legales del activo en cuesti\u00f3n.  <\/p>\n<p><strong>Salvaguarda contra el nuevo matrimonio:<\/strong> En caso de que su c\u00f3nyuge vuelva a casarse tras su fallecimiento, existe el riesgo de que los bienes se mezclen. Sin embargo, un fideicomiso (Trust) puede servir como medida de protecci\u00f3n para los activos de los hijos de ambos c\u00f3nyuges, si esa fuera su preferencia. <\/p>\n<p><strong>Momento de la herencia:<\/strong> \u00bfHa pensado qu\u00e9 ocurre con las herencias destinadas a los hijos de su primer c\u00f3nyuge tras el fallecimiento de este? \u00bfTendr\u00e1n que esperar hasta que fallezca el segundo c\u00f3nyuge? La creaci\u00f3n de un fideicomiso puede aclarar sus intenciones. Si usted fallece antes que su nuevo c\u00f3nyuge y son copropietarios de los bienes, sus hijos de un matrimonio anterior podr\u00edan perder su herencia involuntariamente. Su nuevo c\u00f3nyuge tendr\u00eda entonces la autoridad para determinar los beneficiarios de los activos de propiedad conjunta.    <\/p>\n<p><strong>Uso de la vivienda:<\/strong> Si forma parte de una familia reconstituida, \u00bfha considerado si se permitir\u00e1 al c\u00f3nyuge sup\u00e9rstite residir en la vivienda tras el fallecimiento del primer c\u00f3nyuge y, de ser as\u00ed, durante cu\u00e1nto tiempo? Una estrategia com\u00fan es establecer un fideicomiso para la propiedad, garantizando que el c\u00f3nyuge superviviente pueda beneficiarse del hogar. <\/p>\n<h4>En conclusi\u00f3n<\/h4>\n<p>Si cre\u00f3 su plan patrimonial antes de su segundo matrimonio, aseg\u00farese de revisar dicho plan teniendo en cuenta a su nueva familia. No asuma que lo que ya tiene establecido cumplir\u00e1 sus nuevas intenciones, porque es casi seguro que no ser\u00e1 as\u00ed. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Es bastante com\u00fan que las personas se casen por segunda vez. Sin embargo, las complejidades de la planificaci\u00f3n financiera y [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":760,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[26],"tags":[],"class_list":["post-2402","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 cosas que quiz\u00e1 no haya tenido en cuenta sobre la planificaci\u00f3n patrimonial al volver a casarse - Doug Newborn Law Firm, PLLC<\/title>\n<meta name=\"description\" content=\"Planificaci\u00f3n patrimonial: 5 aspectos cruciales que quiz\u00e1 no haya considerado. 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