{"id":2415,"date":"2018-06-29T11:30:00","date_gmt":"2018-06-29T11:30:00","guid":{"rendered":"https:\/\/dougnewbornlawfirm.com\/uncategorized-es\/el-mito-n-o-1-de-la-proteccion-de-activos-por-que-puede-perder-activos-en-una-demanda-por-negligencia-medica\/"},"modified":"2026-10-12T16:01:13","modified_gmt":"2026-10-12T16:01:13","slug":"el-mito-n-o-1-de-la-proteccion-de-activos-por-que-puede-perder-activos-en-una-demanda-por-negligencia-medica","status":"publish","type":"post","link":"https:\/\/dougnewbornlawfirm.com\/es\/blog\/el-mito-n-o-1-de-la-proteccion-de-activos-por-que-puede-perder-activos-en-una-demanda-por-negligencia-medica\/","title":{"rendered":"El mito n.\u00ba 1 de la protecci\u00f3n de activos: por qu\u00e9 puede perder activos en una demanda por negligencia m\u00e9dica"},"content":{"rendered":"<div class=\"blog-intro-image\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-793\" src=\"\/wp-content\/uploads\/2025\/04\/1-MYTH-OF-ASSET-PROTECTION_-WHY-YOU-CAN-LOSE-ASSETS-IN-A-MEDICAL-MALPRACTICE-LAWSUIT-Doug-Newborn-810x424-1.jpg\" alt=\"imagen\" width=\"810\" height=\"424\"><\/div>\n<p>Muchos profesionales m\u00e9dicos, as\u00ed como sus asesores, a menudo asumen incorrectamente que tener una cobertura de seguro por negligencia de 1 a 3 millones de d\u00f3lares significa que son pr\u00e1cticamente inmunes a la p\u00e9rdida de activos personales en caso de una reclamaci\u00f3n por negligencia. Sin embargo, esta l\u00ednea de pensamiento no tiene en cuenta numerosos factores, como la cuant\u00eda de los da\u00f1os solicitados y el alcance de la cobertura proporcionada por la p\u00f3liza. Por lo tanto, aunque el seguro por negligencia es importante, no es una salvaguarda infalible contra posibles p\u00e9rdidas financieras derivadas de una demanda por negligencia.  <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenidos<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/el-mito-n-o-1-de-la-proteccion-de-activos-por-que-puede-perder-activos-en-una-demanda-por-negligencia-medica\/#Obtener_informacion_precisa_puede_resultar_dificil_en_relacion_con_las_demandas_por_negligencia_medica\" >Obtener informaci\u00f3n precisa puede resultar dif\u00edcil en relaci\u00f3n con las demandas por negligencia m\u00e9dica<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/el-mito-n-o-1-de-la-proteccion-de-activos-por-que-puede-perder-activos-en-una-demanda-por-negligencia-medica\/#Priorizar_el_pago_sobre_el_desahucio\" >Priorizar el pago sobre el desahucio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/el-mito-n-o-1-de-la-proteccion-de-activos-por-que-puede-perder-activos-en-una-demanda-por-negligencia-medica\/#La_responsabilidad_de_los_abogados_del_demandante_obtener_compensacion\" >La responsabilidad de los abogados del demandante: obtener compensaci\u00f3n<\/a><\/li><\/ul><\/nav><\/div>\n<h4><span class=\"ez-toc-section\" id=\"Obtener_informacion_precisa_puede_resultar_dificil_en_relacion_con_las_demandas_por_negligencia_medica\"><\/span>Obtener informaci\u00f3n precisa puede resultar dif\u00edcil en relaci\u00f3n con las demandas por negligencia m\u00e9dica<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Adquirir datos precisos puede ser una tarea desafiante. Cuando se trata de rastrear el n\u00famero de m\u00e9dicos que pierden activos personales debido a demandas por negligencia, obtener esta informaci\u00f3n puede ser casi imposible. El sistema legal solo divulga los casos presentados y las sentencias, no el cobro de esas sentencias. Por lo tanto, no hay informes disponibles que indiquen lo que sucede despu\u00e9s de que se emite una sentencia. Por ejemplo, se desconoce si un demandante se conforma con la cantidad del seguro por negligencia m\u00e9dica, o si persigue los activos personales del m\u00e9dico para satisfacer cualquier sentencia excedente. Esta falta de informaci\u00f3n no se limita a una sola ubicaci\u00f3n, ya que cada semana se deciden docenas de acciones por negligencia en muchos estados. Si bien la mayor\u00eda de las decisiones favorecen al m\u00e9dico demandado o resultan en peque\u00f1as sentencias para el demandante, tambi\u00e9n hay sentencias muy grandes otorgadas a los demandantes. Aunque muchos m\u00e9dicos y sus asesores asumen que los demandantes aceptar\u00e1n la cobertura del seguro por negligencia en lugar de perseguir los activos personales, hay razones para creer que esto no siempre es as\u00ed.       <\/p>\n<h4><span class=\"ez-toc-section\" id=\"Priorizar_el_pago_sobre_el_desahucio\"><\/span>Priorizar el pago sobre el desahucio<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Las demandas y sentencias contra m\u00e9dicos pueden tener graves consecuencias, incluso si no conducen finalmente al desahucio. En lugar de buscar el desahucio directo de un m\u00e9dico, los demandantes con una sentencia suelen presentar un gravamen sobre sus bienes inmuebles, embargar sus cuentas bancarias o imponer grav\u00e1menes sobre cualquiera de sus otros activos para asegurar el pago hasta el importe total de la sentencia. Esto normalmente requiere que el m\u00e9dico solicite un pr\u00e9stamo hipotecario para saldar la sentencia, lo que es una ocurrencia com\u00fan para aquellos que enfrentan acciones legales.  <\/p>\n<h4><span class=\"ez-toc-section\" id=\"La_responsabilidad_de_los_abogados_del_demandante_obtener_compensacion\"><\/span>La responsabilidad de los abogados del demandante: obtener compensaci\u00f3n<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Los abogados que asesoran a los m\u00e9dicos a menudo asumen que proteger los activos personales no es necesario, ya que los demandantes y sus abogados no los perseguir\u00e1n por razones \u00e9ticas. Sin embargo, desde la perspectiva del demandante y su abogado, este \u00faltimo tiene la obligaci\u00f3n profesional y \u00e9tica de representar los mejores intereses de su cliente en la m\u00e1xima medida de la ley. Por ejemplo, si un abogado representa a un cliente con una sentencia de 4 millones de d\u00f3lares, de los cuales solo 2 millones fueron pagados por el seguro, y el abogado sabe que el demandado posee activos no protegidos por valor de millones que pueden ser atacados para obtener el pago completo para el cliente, el abogado tiene la obligaci\u00f3n profesional de hacerlo. No perseguir esos activos podr\u00eda llevar a una responsabilidad por negligencia para el abogado.   <\/p>\n<p>Los m\u00e9dicos a menudo malinterpretan que los demandantes y los abogados no ir\u00e1n tras sus activos debido a consideraciones \u00e9ticas. Sin embargo, las normas \u00e9ticas exigen que los abogados persigan dichos activos, lo que subraya la inexactitud del consejo de que la protecci\u00f3n de activos es innecesaria. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Muchos profesionales m\u00e9dicos, as\u00ed como sus asesores, a menudo asumen incorrectamente que tener una cobertura de seguro por negligencia de [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":760,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[26],"tags":[],"class_list":["post-2415","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Por qu\u00e9 puede perder activos en una demanda por negligencia m\u00e9dica - Doug Newborn Law Firm, PLLC<\/title>\n<meta name=\"description\" content=\"Desmontando los mitos de la protecci\u00f3n de activos. 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