{"id":2429,"date":"2019-08-02T10:28:00","date_gmt":"2019-08-02T10:28:00","guid":{"rendered":"https:\/\/dougnewbornlawfirm.com\/uncategorized-es\/tiene-un-testamento-es-suficiente\/"},"modified":"2026-10-12T16:02:50","modified_gmt":"2026-10-12T16:02:50","slug":"tiene-un-testamento-es-suficiente","status":"publish","type":"post","link":"https:\/\/dougnewbornlawfirm.com\/es\/blog\/tiene-un-testamento-es-suficiente\/","title":{"rendered":"\u00bfTiene un Testamento? \u00bfEs Suficiente?"},"content":{"rendered":"<div class=\"blog-intro-image\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-793\" src=\"\/wp-content\/uploads\/2025\/04\/YouHaveaWill_IsThatEnough-Doug-Newborn-810x424-1.jpg\" alt=\"imagen\" width=\"810\" height=\"424\"><\/div>\n<p>Al dar el paso necesario de crear un testamento, ya ha logrado algo que la mitad de los estadounidenses a\u00fan no ha hecho. Por muy sencillo que sea para proteger sus bienes y sucesores, existen pasos adicionales que puede tomar para garantizar una planificaci\u00f3n patrimonial integral, como fideicomisos en vida, poderes notariales para finanzas y directivas de atenci\u00f3n m\u00e9dica. \u00a1En \u00faltima instancia, elaborar un plan inclusivo es esencial en esta etapa vital!  <\/p>\n<p>Un plan patrimonial es una parte esencial del legado de cualquier persona, ya que proporciona instrucciones completas sobre c\u00f3mo deben administrarse sus bienes en caso de que usted no pueda tomar decisiones financieras o de atenci\u00f3n m\u00e9dica. Dar este importante paso puede ahorrar una cantidad significativa de dinero y molestias en el futuro, tanto para usted como para quienes hereden de usted. Para asegurar un proceso de planificaci\u00f3n exitoso, considere estos cuatro componentes:  <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenidos<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/tiene-un-testamento-es-suficiente\/#Como_los_Hijos_o_Nietos_Impactan_su_Planificacion_Patrimonial\" >C\u00f3mo los Hijos o Nietos Impactan su Planificaci\u00f3n Patrimonial<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/tiene-un-testamento-es-suficiente\/#Reduzca_la_Sucesion_Testamentaria_y_Aumente_la_Privacidad\" >Reduzca la Sucesi\u00f3n Testamentaria y Aumente la Privacidad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/tiene-un-testamento-es-suficiente\/#La_Importancia_de_Incluir_Informacion_Digital_en_su_Plan_Patrimonial\" >La Importancia de Incluir Informaci\u00f3n Digital en su Plan Patrimonial<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/dougnewbornlawfirm.com\/es\/blog\/tiene-un-testamento-es-suficiente\/#Como_el_Tamano_y_la_Ubicacion_de_su_Patrimonio_Pueden_Impactar_su_Planificacion_Patrimonial\" >C\u00f3mo el Tama\u00f1o y la Ubicaci\u00f3n de su Patrimonio Pueden Impactar su Planificaci\u00f3n Patrimonial<\/a><\/li><\/ul><\/nav><\/div>\n<h4><span class=\"ez-toc-section\" id=\"Como_los_Hijos_o_Nietos_Impactan_su_Planificacion_Patrimonial\"><\/span>C\u00f3mo los Hijos o Nietos Impactan su Planificaci\u00f3n Patrimonial<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Establecer un plan patrimonial es un paso cr\u00edtico para proteger a sus seres queridos despu\u00e9s de su fallecimiento. Adem\u00e1s de nombrar tutores para los hijos menores, considere asignar curadores que administren cualquier bien que se deje al(los) sucesor(es). Alternativamente, utilice designaciones de beneficiarios existentes, como cuentas de transferencia por fallecimiento (TOD) o testamentos, que pueden indicar con precisi\u00f3n a d\u00f3nde deben ir estos bienes al fallecer.  <\/p>\n<h4><span class=\"ez-toc-section\" id=\"Reduzca_la_Sucesion_Testamentaria_y_Aumente_la_Privacidad\"><\/span>Reduzca la Sucesi\u00f3n Testamentaria y Aumente la Privacidad<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Un plan patrimonial que incorpore un fideicomiso en vida puede agilizar el proceso de administraci\u00f3n para sus herederos. Por el contrario, con solo un testamento, la sucesi\u00f3n testamentaria debe utilizarse tras su fallecimiento. La informaci\u00f3n divulgada en el tribunal de sucesiones se convierte en registro p\u00fablico, incluyendo los t\u00e9rminos de su testamento y sus bienes, lo que puede comprometer su privacidad. La sucesi\u00f3n testamentaria tambi\u00e9n puede ser bastante costosa. Incluso una sucesi\u00f3n no impugnada puede tardar m\u00e1s de un a\u00f1o en resolverse, y los honorarios legales y los gastos judiciales pueden acumularse r\u00e1pidamente. Consultar con un abogado para desarrollar un plan patrimonial antes de la sucesi\u00f3n puede ayudar a mitigar estos gastos y mantener su privacidad.     <\/p>\n<h4><span class=\"ez-toc-section\" id=\"La_Importancia_de_Incluir_Informacion_Digital_en_su_Plan_Patrimonial\"><\/span>La Importancia de Incluir Informaci\u00f3n Digital en su Plan Patrimonial<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Dado que cada vez m\u00e1s aspectos de nuestras vidas, tanto laborales como personales, se llevan a cabo en l\u00ednea, es esencial pensar con antelaci\u00f3n c\u00f3mo se gestionar\u00e1n sus asuntos digitales si queda incapacitado o fallece. Establecer un poder notarial es un paso importante que puede proporcionar a los miembros de la familia acceso a cuentas como inversiones o bancarias para que no tengan que navegar solos por las complejidades despu\u00e9s del fallecimiento. Reunirse con un abogado de planificaci\u00f3n patrimonial garantiza que toda la informaci\u00f3n pertinente sobre contrase\u00f1as y otros documentos necesarios para gestionar la vida financiera de uno p\u00f3stumamente se haya almacenado de forma segura para facilitar la transferencia de conocimientos durante este dif\u00edcil momento.  <\/p>\n<h4><span class=\"ez-toc-section\" id=\"Como_el_Tamano_y_la_Ubicacion_de_su_Patrimonio_Pueden_Impactar_su_Planificacion_Patrimonial\"><\/span>C\u00f3mo el Tama\u00f1o y la Ubicaci\u00f3n de su Patrimonio Pueden Impactar su Planificaci\u00f3n Patrimonial<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>El tama\u00f1o de la exenci\u00f3n del impuesto federal sobre el patrimonio se duplic\u00f3 a 11,2 millones de d\u00f3lares para un matrimonio con la Ley de Recortes y Empleos de 2017. Como resultado, es posible que no tenga que pagar impuestos federales sobre su patrimonio a menos que supere los 11,2 millones de d\u00f3lares. No obstante, a\u00fan puede ser responsable de los impuestos estatales sobre el patrimonio seg\u00fan su lugar de residencia. Actualmente, hay 17 estados y el Distrito de Columbia que aplican alg\u00fan tipo de impuesto sobre el patrimonio o la herencia.   <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Al dar el paso necesario de crear un testamento, ya ha logrado algo que la mitad de los estadounidenses a\u00fan [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":760,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[26],"tags":[],"class_list":["post-2429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfTiene un Testamento? \u00bfEs Suficiente? \u2013 Doug Newborn Law Firm, PLLC<\/title>\n<meta name=\"description\" content=\"Tiene un testamento, pero \u00bfes suficiente? 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